Privacy Policy

Information We Collect

At carithonvelyso, we collect several types of information to provide you with our budgeting education services. When you register for our courses or use our platform, we gather personal details like your name, email address, and contact information.

We also collect information about how you interact with our educational content. This includes which lessons you've completed, your progress through our budgeting courses, and any feedback you provide about our materials.

• Personal identification information (name, email, phone number)
• Educational progress and course completion data
• Communication preferences and feedback
• Technical information about your device and browser
• Usage patterns and interaction with our educational content

We don't collect sensitive financial account information or store actual banking details. Our focus remains on educational content delivery rather than personal financial management.

How We Use Your Information

Your personal information helps us deliver personalized budgeting education that matches your learning pace and interests. We use this data to customize course recommendations and track your educational journey with us.

Sometimes we send educational newsletters or course announcements, but you can opt out of these communications anytime. We also use aggregated data to understand how students learn best, which helps us develop more effective budgeting courses.

We never sell your personal information to third parties or use it for purposes unrelated to financial education. Your data stays within our educational ecosystem to support your learning goals.

Data Sharing and Third Parties

carithonvelyso works with carefully selected service providers to deliver our educational platform. These partners include our learning management system provider, email communication services, and technical support teams.

All third-party services we use must meet strict data protection standards. They're only allowed to process your information for specific educational purposes and can't use your data for their own marketing or business activities.

We share information with:

• Educational technology providers who host our course content
• Communication services for course updates and support
• Analytics providers to improve our educational effectiveness
• Legal authorities when required by UK law

Before sharing data with any new partner, we conduct thorough privacy assessments to ensure they meet our protection standards.

Your Rights Under UK Data Protection Law

Under UK GDPR, you have several important rights regarding your personal information. You can request access to all data we hold about you, including your course progress and communication history.

If you want to correct outdated information or delete your account entirely, we'll process these requests within 30 days. For data portability requests, we can provide your course progress and personal information in a standard format.

To exercise any of these rights, contact our privacy team at info@carithonvelyso.com with your request. We'll verify your identity and respond promptly with the requested information or action.

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you're unsatisfied with how we handle your personal data.

Data Security and Retention

We protect your information using industry-standard security measures. Our systems use encryption both when storing your data and when transmitting it between our servers and your device.

Access to personal information is restricted to carithonvelyso employees who need it for educational service delivery. Our team receives regular privacy training and follows strict protocols for handling student data.

We keep your personal information for as long as you're actively using our educational services. After account deletion, we retain some data for six months to handle any account recovery requests, then permanently delete everything except anonymized learning analytics.

Course completion certificates and educational records are maintained for seven years to comply with UK educational standards and support any future verification requests you might need.

Regular security audits ensure our protection measures stay current with evolving cyber threats and data protection requirements.